Small and medium-sized supermarkets and restaurants using refrigeration and many other electrical appliances exist in all parts of the world. Just as common is the problem of inefficient appliances causing high energy bills. However, micro-credits for purchasing efficient electrical appliances are increasingly becoming available worldwide. The German Federal Environment Ministry, through its International Climate Initiative (IKI), supports the Mexican project Eco-Crédito Empresarial (Eco-credits for enterprises) which was established by the Mexican Ministry of Energy (SENER) to facilitate access to such micro-credits.